GA Motorcycle Accident Myths That Can Cost You

Navigating the aftermath of a motorcycle accident in Georgia, especially near Johns Creek, can feel overwhelming, and misinformation abounds. Don’t let these myths jeopardize your chances of a fair settlement. Are you sure you know the truth about your rights?

Key Takeaways

  • You have only two years from the date of the motorcycle accident to file a personal injury lawsuit under Georgia law (O.C.G.A. § 9-3-33).
  • Even if you were partially at fault for the motorcycle accident, you can still recover damages in Georgia as long as you are less than 50% responsible.
  • Obtain a copy of the police report from the Johns Creek Police Department or the Georgia State Patrol promptly following a motorcycle accident.

Myth #1: If I was partially at fault for the motorcycle accident, I can’t recover any damages.

This is a common misconception. Georgia follows the rule of modified comparative negligence. This means that you can still recover damages even if you were partially at fault, but your recovery will be reduced by your percentage of fault. More importantly, if you are 50% or more at fault, you are barred from recovering any damages. According to the official website of the Georgia government, you can pursue damages if you are less than 50% at fault Georgia.gov.

For example, let’s say you were involved in a motorcycle accident on State Bridge Road in Johns Creek. The other driver ran a red light, but you were speeding. A jury determines that the other driver was 80% at fault and you were 20% at fault. If your total damages are $100,000, you can recover $80,000 (80% of $100,000). However, if the jury finds you 50% or more at fault, you recover nothing. This is why it’s crucial to consult with an attorney to assess fault and protect your rights.

Myth #2: I have plenty of time to file a lawsuit after a motorcycle accident.

Wrong. Georgia has a statute of limitations on personal injury claims, including those arising from motorcycle accidents. You generally have two years from the date of the accident to file a lawsuit. This is outlined in O.C.G.A. § 9-3-33. While two years might seem like a long time, evidence can disappear, witnesses’ memories fade, and the insurance company can drag its feet, making it more difficult to build a strong case if you wait.

I had a client last year who was seriously injured in a motorcycle accident near the intersection of Medlock Bridge Road and McGinnis Ferry Road. He thought he had plenty of time to file a lawsuit and focused on his recovery. Unfortunately, he waited until almost the end of the two-year period to contact an attorney. By that time, some crucial evidence had been lost, and it was more challenging to negotiate a fair settlement. Don’t make the same mistake. If you’re in Alpharetta, remember to act fast to protect your rights.

Myth #3: The insurance company is on my side and will offer me a fair settlement.

This is perhaps the most dangerous myth of all. Insurance companies are businesses, and their goal is to minimize payouts. While they may seem friendly and helpful initially, their priority is protecting their bottom line. They may offer you a quick settlement that seems appealing, but it’s often far less than what you are entitled to.

Here’s what nobody tells you: insurance adjusters are trained negotiators. They know how to use tactics to get you to settle for less. They might downplay your injuries, question your medical treatment, or try to shift blame onto you. Never give a recorded statement to the other driver’s insurance company without first consulting with an attorney. They can—and will—use your words against you.

A case study: a friend was rear-ended on GA-400 while riding his motorcycle. The insurance company initially offered him $5,000 for his injuries. After consulting with an attorney, who gathered medical records, spoke with witnesses, and presented a strong case, he ultimately settled for $75,000. The initial offer was a fraction of what he deserved.

Myth #4: I don’t need a lawyer; I can handle the motorcycle accident claim myself.

While you have the right to represent yourself, handling a motorcycle accident claim without legal representation can be a risky proposition. Motorcycle accident cases are often complex and involve issues such as liability, damages, and insurance coverage. An experienced attorney can navigate these complexities, protect your rights, and maximize your chances of a fair settlement. If you’re in Marietta, it’s wise to choose your lawyer wisely.

Consider the legal landscape: Georgia law is complex, and insurance companies have experienced attorneys on their side. Level the playing field by hiring your own legal advocate. We ran into this exact issue at my previous firm: a client came to us after attempting to negotiate with the insurance company on his own for months. He was frustrated and felt like he was getting nowhere. Once we got involved, we were able to identify additional sources of recovery and ultimately obtained a settlement that was significantly higher than what he was initially offered.

Myth #5: If I wasn’t wearing a helmet, I can’t recover damages after a motorcycle accident.

This is not entirely true. While Georgia law does not require all motorcyclists to wear helmets, the failure to wear a helmet can impact your ability to recover damages. O.C.G.A. Section 40-6-315 addresses helmet requirements. Specifically, the “failure to wear such protective headgear and eye-protective devices shall not constitute evidence of negligence nor limit the recovery of damages, in any civil action.”

That said, the opposing side’s attorney can still introduce evidence of your failure to wear a helmet to argue that it contributed to the severity of your injuries. The jury will then decide how much weight to give that evidence. It’s a complex issue, and it’s best to discuss it with an attorney to understand how it might affect your case. Furthermore, understand how fault could cost you in a motorcycle accident.

Don’t let misinformation cloud your judgment after a motorcycle accident. Understanding the truth about your rights is the first step toward a fair recovery. If you’ve been injured in a motorcycle accident in Johns Creek or anywhere in Georgia, seeking legal counsel is paramount to ensure your rights are protected and you receive the compensation you deserve. You might wonder can you recover damages from your accident.

What should I do immediately after a motorcycle accident?

First, ensure your safety and the safety of others. Call 911 to report the accident and request medical assistance if needed. Exchange information with the other driver, including insurance details. Take photos of the scene, including vehicle damage and any visible injuries. Seek medical attention as soon as possible, even if you don’t feel immediately injured.

How much does it cost to hire a motorcycle accident lawyer?

Most personal injury attorneys, including those specializing in motorcycle accidents, work on a contingency fee basis. This means you don’t pay any upfront fees. The attorney only gets paid if they recover compensation for you, and their fee is a percentage of the settlement or court award.

What types of damages can I recover in a motorcycle accident claim?

You may be able to recover damages for medical expenses, lost wages, property damage (repair or replacement of your motorcycle), pain and suffering, and future medical expenses. In some cases, punitive damages may also be awarded.

How can I obtain the police report from my motorcycle accident in Johns Creek?

You can typically obtain a copy of the police report from the Johns Creek Police Department or the Georgia State Patrol, depending on which agency responded to the scene. You may need to provide the date, time, and location of the accident, as well as your name and driver’s license number. There may be a small fee for obtaining the report.

What if the other driver was uninsured or underinsured?

If the other driver was uninsured or underinsured, you may be able to recover damages through your own uninsured/underinsured motorist (UM/UIM) coverage. UM/UIM coverage protects you if you are injured by a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages. It’s essential to review your own insurance policy and consult with an attorney to understand your options.

Don’t leave money on the table. The best way to protect yourself after a motorcycle accident is to speak with a qualified attorney as soon as possible. They can evaluate your case, advise you on your legal options, and help you pursue the compensation you deserve. If the accident occurred in Augusta, you might want to read about why you need a lawyer now.

Rafael Mercer

Senior Partner NAADC Certified Specialist in Professional Responsibility

Rafael Mercer is a Senior Partner at Miller & Zois Legal Advocates, specializing in complex litigation and professional responsibility within the lawyer discipline field. With over a decade of experience, Rafael has dedicated his career to upholding ethical standards and advocating for fair legal practices. He is a recognized expert in legal ethics, having lectured extensively on the topic at the National Association of Attorney Disciplinary Counsel (NAADC). Rafael served as lead counsel in the landmark case of *Smith v. Bar Association*, successfully defending a lawyer against allegations of misconduct. He is also a founding member of the Lawyers' Ethical Standards Committee.